understanding your insurance policy

understanding your insurance policy

  • Times When You Should Call Your Homeowner's Insurance Agent

    If you're like many homeowners, you spoke with your homeowner's insurance agent when you bought your house, and you might call to make policy payments but probably don't talk with them much beyond that. What you may not realize, though, is that there are some instances when you should reach out to your homeowner's insurance agent about your policy. Here are a few of the key times when you should call your homeowner's insurance agent.

  • Finding Cheap Auto Insurance: 3 Tips That Can Help

    Not only does the law require you to purchase auto insurance, but maintaining this type of insurance company can also play a role in protecting your financial security if you are ever involved in a serious car accident. Unfortunately, you may also find it difficult to keep up with your monthly insurance premiums if you have yet to master the art of securing cheap auto insurance. Thankfully, the three tips below can help you easily master this skill and begin enjoying lower insurance rates right away.

  • 3 Important Employee Benefits You Should Offer Your Workers

    Your employees are valuable assets to your company. How you treat them and the benefits you offer them can significantly impact how productive and loyal they are. Some of the important benefits you should offer them include medical insurance, life insurance, disability insurance, and retirement plans. Such benefits can also help attract and retain top talent. Depending on your business's financial potential an insurance company can customize a package that matches your needs and budget.

  • Are You Getting Enough Auto Insurance?

    One of the big questions that people have when getting auto insurance is if they have enough coverage. Here are some general tips that should help you no matter where you live. What Is the Bare Minimum You Need for Auto Insurance? It is always important to look up the bare minimum you need for auto insurance based on your state. Each state has their own requirements, and they can change from year to year.

  • Four Things to Know About Commercial Auto Insurance Costs

    When you own a business and have vehicles driven for business purposes, personal insurance doesn't cut it. To protect yourself and your business, you need commercial auto insurance. Commercial auto insurance isn't just for big companies; it is for any business with a company vehicle that the owners or employees drive.   Pay Attention to Employee's Driving Record  If you need your employees to drive a company vehicle, it is essential to pay attention to their driving records.

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understanding your insurance policy

You keep a copy of your insurance policy in your file drawer, but do you know how to read and understand the policy? Having an insurance policy will protect you from losses, but it won't protect you from all losses. To get a better understanding of what your policy will and will not cover, read through this blog. You will learn about all different types of insurance policies and learn the terminology used in the documents that you have read. Hopefully, by the time you have read through the content here, you will know exactly where your insurance policies are lacking so you can make changes.