understanding your insurance policy

understanding your insurance policy

  • 4 Things to Know About Pay-Per-Mile Auto Insurance

    If you drive well under a thousand miles per month, you may want to consider a pay-per-mile insurance plan. With a pay-per-mile insurance plan, you will be able to keep your insurance costs reasonable and in line with your actual vehicle usage. Be Rewarded for Your Low Mileage When you get your insurance, your provider will ask you how much you drive, what you drive for, and how often you drive for work and other activities.

  • Common Reasons For Life Insurance Application Denial

    Life insurance is a great benefit for your family, but the insurance company may deny your application. Many life insurance companies have strict guidelines on who they cover. Even if you think you're healthy and a good candidate, you could still be denied. However, that doesn't mean you will never get a policy. Here are some common reasons why some companies deny applicants. Your Exam Revealed an Existing Health Problem

  • Why Is It Important to Have Car Insurance?

    An insurance company can protect you against losses arising from car damage or injuries. A lot of things that are out of your control can happen when you are on the road. Therefore, it is vital to have a policy that keeps you safe from liabilities. This guide discusses the importance of having car insurance. Take Care of Accident Damages You may be careful when operating a vehicle, but something unusual, such as a mechanical problem, can arise and lead to an accident.

  • Key Factors To Remember When You Are Required To Buy SR22 Insurance

    Drivers who commit certain offenses may be required to carry special coverage on themselves and their vehicles. This coverage goes beyond the policy that their regular insurance provides. It essentially states that the driver accepts financial responsibility for their offenses and any future infractions that they commit while driving. When you have been found guilty of offenses like DUI, driving without insurance or repeated speeding, you may be ordered to carry this additional insurance.

  • What To Expect From A Claims Adjuster After An Accident

    When an insured driver is involved in an accident, the insurance company sends out a claims adjuster to review the damage and assist with the processing of the claim. For some people, this already stressful time is made more stressful, as they do not know what to expect from the process. Although all auto insurance policies are different, there are some standard practices you can expect from the adjuster. Damage Origination

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understanding your insurance policy

You keep a copy of your insurance policy in your file drawer, but do you know how to read and understand the policy? Having an insurance policy will protect you from losses, but it won't protect you from all losses. To get a better understanding of what your policy will and will not cover, read through this blog. You will learn about all different types of insurance policies and learn the terminology used in the documents that you have read. Hopefully, by the time you have read through the content here, you will know exactly where your insurance policies are lacking so you can make changes.