understanding your insurance policy

understanding your insurance policy

  • Need Lower Auto Insurance Rates? Get Quotes And Ask Providers For These Discounts

    If you have been with the same auto insurance company for your years, for both you and your kids, and you think you are overpaying, it's time to shop around. There are a lot of benefits to doing this, and you don't want to overpay each month. There are details that you may not even realize that you qualify for. If you are shopping for a new provider, be sure to bring up these details when applying.

  • How Bond Insurance Can Protect Your Portfolio From Market Volatility

    Market volatility can be unsettling for any investor. When stocks take a tumble or interest rates fluctuate wildly, it's easy to feel uncertain about the future of your portfolio. However, one way to mitigate the risks of market volatility is to invest in bond insurance.  Bond insurance is a form of financial protection covering losses if a bond issuer defaults on debt obligations. It works like a safety net that provides an extra layer of security for investors who hold bonds in their portfolios.

  • The Basic Building Blocks Of A Good Auto Insurance Policy

    Insurance companies have different policies, coverage limits, and exclusions because people have different needs and face different risks. Analyze your needs to help you customize your ideal policy. Consider the following issues when customizing your insurance policy.  Insurance Type Private car insurance comes in several types. Examples include: Standard Car Insurance In this case, the insurance company analyses your risk factors and determines your annual premium. Risk factors include car make and model, driving history, and age.

  • How Does Workers' Comp Insurance Function In The Trucking Business?

    Workers' comp insurance coverage is one of the most important parts of running a business. In the trucking industry, it can be more important than in other fields because injuries often occur in catastrophic accidents that can lay drivers up for months or even incapacitate them for life. Understanding how workers' comp insurance operates in the trucking business is critical. Continue reading to learn some of the differences and how they might apply to your business.

  • Auto Insurance Coverage For High-Risk Drivers

    Auto insurance can be tricky on its own, but when you're considered a high-risk driver, it's even more complicated. High-risk drivers are often referred to as "high-risk" because they've either been involved in an at-fault accident or have multiple traffic violations on their driving record. They're also often younger drivers with little experience behind the wheel.  If you have been labeled as a high-risk driver, you're not out of luck. Here's what you should know about auto insurance coverage.

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understanding your insurance policy

You keep a copy of your insurance policy in your file drawer, but do you know how to read and understand the policy? Having an insurance policy will protect you from losses, but it won't protect you from all losses. To get a better understanding of what your policy will and will not cover, read through this blog. You will learn about all different types of insurance policies and learn the terminology used in the documents that you have read. Hopefully, by the time you have read through the content here, you will know exactly where your insurance policies are lacking so you can make changes.