understanding your insurance policy

understanding your insurance policy

  • What You Need To Know About Homeowner's Insurance If You Work From Home

    If you work from home, you may be wondering how that affects your homeowner's insurance or if your homeowner's insurance provides any coverage for your business. Here's what you need to know. 1. Theft, Fire, and Many Acts of Nature In most cases, homeowner's insurance covers theft, fires, windstorms, hail, and lightning. Your business is part of your home, and if your house catches on fire, your homeowner's policy typically covers the cost of repairs for all of your home including your work space in the home.

  • Taking a Long Road Trip? Expect the Unexpected! A Few Ideas to Help You Prepare

    If you are planning a long road trip, it's important that you are prepared for the unexpected. As Murphy's Law suggests, the worst things happen at the worst possible times—and this can seem compounded when you are miles away from home. Here are a few ways you can be prepared so you can expect the unexpected on a long road trip.  Insurance Coverage Obviously, you'll want to be sure that your insurance coverage is enough to meet the legal requirements of your state.

  • 7 Ways You Can Lower Your Auto Insurance Rates

    When you drive a car, you don't just have to pay for gas and maintenance; you are also responsible for paying an auto insurance bill every month. Even if you never end up using your policy, it sure does give you peace of mind. Car insurance can get pricey, especially if you own a newer vehicle. The good news is that raising your deductible is not the only way to get cheaper rates.

  • How to Make Your Home Insurance Premiums Cheaper

    What you pay for home insurance every month can vary by quite a bit from what a friend or neighbor might pay. If you do not have a strong credit history or a home that needs repairs, for example, you may end up paying more for your monthly premiums than you would like. High home insurance premiums can really add up and eat into your budget. Making a few changes, however, can lower your home insurance bills.

  • 3 Car Insurance Add-Ons That Everyone Should Consider

    In an effort to save you money, your auto insurance provider has provided you with the option to customize your coverage, which allows you to only purchase the coverage you need and can afford. However, if your first consideration is the cost, you might be overlooking insurance add-ons that could save you thousands in the event of an accident. The next time you talk to your insurance provider, ask about these three add-ons that everyone should consider:

  • About Me

    understanding your insurance policy

    You keep a copy of your insurance policy in your file drawer, but do you know how to read and understand the policy? Having an insurance policy will protect you from losses, but it won't protect you from all losses. To get a better understanding of what your policy will and will not cover, read through this blog. You will learn about all different types of insurance policies and learn the terminology used in the documents that you have read. Hopefully, by the time you have read through the content here, you will know exactly where your insurance policies are lacking so you can make changes.