If you work from home, you may be wondering how that affects your homeowner's insurance or if your homeowner's insurance provides any coverage for your business. Here's what you need to know. 1. Theft, Fire, and Many Acts of Nature In most cases, homeowner's insurance covers theft, fires, windstorms, hail, and lightning. Your business is part of your home, and if your house catches on fire, your homeowner's policy typically covers the cost of repairs for all of your home including your work space in the home.
If you are planning a long road trip, it's important that you are prepared for the unexpected. As Murphy's Law suggests, the worst things happen at the worst possible times—and this can seem compounded when you are miles away from home. Here are a few ways you can be prepared so you can expect the unexpected on a long road trip. Insurance Coverage Obviously, you'll want to be sure that your insurance coverage is enough to meet the legal requirements of your state.
Automobile accidents involving deer spike in the fall, and many drivers do not know what to do when it happens. Do you know what to do in this kind of situation? You may have the following questions about it. Should You Swerve To Avoid A Deer? A natural reaction to any driver when something is in their path is to swerve out of the way. Unfortunately, this behavior is the opposite of what you should be doing on the road.
When you drive a car, you don't just have to pay for gas and maintenance; you are also responsible for paying an auto insurance bill every month. Even if you never end up using your policy, it sure does give you peace of mind. Car insurance can get pricey, especially if you own a newer vehicle. The good news is that raising your deductible is not the only way to get cheaper rates.
What you pay for home insurance every month can vary by quite a bit from what a friend or neighbor might pay. If you do not have a strong credit history or a home that needs repairs, for example, you may end up paying more for your monthly premiums than you would like. High home insurance premiums can really add up and eat into your budget. Making a few changes, however, can lower your home insurance bills.