understanding your insurance policy

understanding your insurance policy

  • Hit A Deer With Your Car? 5 Questions You May Have About It

    Automobile accidents involving deer spike in the fall, and many drivers do not know what to do when it happens. Do you know what to do in this kind of situation? You may have the following questions about it.    Should You Swerve To Avoid A Deer? A natural reaction to any driver when something is in their path is to swerve out of the way. Unfortunately, this behavior is the opposite of what you should be doing on the road.

  • 7 Ways You Can Lower Your Auto Insurance Rates

    When you drive a car, you don't just have to pay for gas and maintenance; you are also responsible for paying an auto insurance bill every month. Even if you never end up using your policy, it sure does give you peace of mind. Car insurance can get pricey, especially if you own a newer vehicle. The good news is that raising your deductible is not the only way to get cheaper rates.

  • How to Make Your Home Insurance Premiums Cheaper

    What you pay for home insurance every month can vary by quite a bit from what a friend or neighbor might pay. If you do not have a strong credit history or a home that needs repairs, for example, you may end up paying more for your monthly premiums than you would like. High home insurance premiums can really add up and eat into your budget. Making a few changes, however, can lower your home insurance bills.

  • 3 Car Insurance Add-Ons That Everyone Should Consider

    In an effort to save you money, your auto insurance provider has provided you with the option to customize your coverage, which allows you to only purchase the coverage you need and can afford. However, if your first consideration is the cost, you might be overlooking insurance add-ons that could save you thousands in the event of an accident. The next time you talk to your insurance provider, ask about these three add-ons that everyone should consider:

  • How To Reinstate Your Suspended License - And Keep It - After A School Bus Passing Violation

    Passing a school bus that is stopped to pick up or drop off children is a serious offense which will result in the loss of your driving privileges in many states. If you've had your driver's license suspended for this reason, there are several steps you will need to take to have your driving privileges reinstated. Here's what you will need to do. Pay court costs and fines In most states, any vehicle moving violations that occur around school buses, such as passing or not stopping, are serious offenses that rank just below careless and reckless driving.

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    understanding your insurance policy

    You keep a copy of your insurance policy in your file drawer, but do you know how to read and understand the policy? Having an insurance policy will protect you from losses, but it won't protect you from all losses. To get a better understanding of what your policy will and will not cover, read through this blog. You will learn about all different types of insurance policies and learn the terminology used in the documents that you have read. Hopefully, by the time you have read through the content here, you will know exactly where your insurance policies are lacking so you can make changes.