understanding your insurance policy

understanding your insurance policy

  • Tips For Purchasing Workers Compensation Insurance

    Building a business from the ground up requires a lot of effort and hard work, but it is also very rewarding. As a business owner, one of the details that you will need to attend to is purchasing workers compensation insurance in order to protect you employees in the event of a workplace injury. Buying workers compensation insurance is not optional if you have employees, it is a requirement. Thus, don't make the mistake of operating your business without having a valid workers compensation insurance policy.

  • How To Shop For Cheap Auto Insurance

    Given the opportunity, everybody wants to have cheap auto insurance. It's important, though, to distinguish between low-cost insurance and a policy that's just plain bad. Acquiring cheap auto insurance takes some effort though, and here are 6 things you'll want to consider while you shop. Don't Jump at Hype and Advertising Even if your best friend says a company is great, that's not necessarily going to be the case for you.

  • Money-Saving Strategies For Seniors Who Need Auto Insurance

    Seniors benefit from some of the lowest auto insurance rates, and they can use strategies to reduce their premiums even further. If you're a senior, one of these money-saving strategies could help you pay less for insurance each month. Take Advantage of Low-Mileage Reductions Many insurance companies will offer a rate reduction if you drive below a certain number of miles each year, and a lot of seniors' annual mileages are below insurers' marks.

  • Auto Costs Too Much? Top Ways To Lower This Monthly Expense

    Getting where you need to go will require having a car that's in good shape. You'll want to work hard to ensure your vehicle remains in the best condition. It's also essential to have the right amount of car insurance in place. However, you'll want to work hard to keep your costs down, and knowing the most effective ways to do so is ideal. 1. Aim to drive less Did you know that you can get a lower rate for your auto coverage when you drive less each day?

  • 5 Benefits Of Purchasing Business Insurance

    If you own a business or you're thinking of starting one soon, you want to make sure that you prepare for unexpected events. You can do this by purchasing business insurance. This is a good way to protect your business and the investment that you've made into your company. If you don't buy proper insurance, it could create many problems for you later on. Here are some of the benefits of purchasing business insurance: 

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    understanding your insurance policy

    You keep a copy of your insurance policy in your file drawer, but do you know how to read and understand the policy? Having an insurance policy will protect you from losses, but it won't protect you from all losses. To get a better understanding of what your policy will and will not cover, read through this blog. You will learn about all different types of insurance policies and learn the terminology used in the documents that you have read. Hopefully, by the time you have read through the content here, you will know exactly where your insurance policies are lacking so you can make changes.