understanding your insurance policy

understanding your insurance policy

  • Why Do The Business Insurance Premium Rates Vary?

    If you are shopping for business insurance, you want to ensure you get the best price for your plan. Ideally, the policy should cover all your requirements and have a reasonable price. However, if you fill out various commercial insurance plans several times, you'll notice that the prices change often. This is usually determined by the details you fill in the documents. Here are a few factors business insurance providers consider when setting the premium for your company's coverage.

  • Questions To Ask An Agent When Shopping For New Homeowner's Insurance

    You are unhappy with your current home insurance provider and are considering jumping ship and working with a new insurance agent. However, before you make the switch, it is critical to ask several questions to ensure you receive the coverage you need at a price you can afford. Before you switch providers, ask home insurance agents these critical questions. Is It Necessary to Buy Homeowners' Insurance? One of the most basic and essential questions to ask any insurance agent is if you legally require home insurance on your property.

  • Features To Consider When Selecting Medicare Supplement Insurance

    Medicare provides foundational health insurance protections, but many seniors purchase an additional Medicare supplement insurance policy. There are several different types of supplemental policies. Here are some features to check as you compare the different options. Foreign Emergency Travel Retirees who intend to travel during their senior years need to make sure they have health insurance coverage wherever they go. Standard Medicare doesn't necessarily cover travel-related emergency medical costs well, but some Medicare supplement plans do.

  • Times When You Should Call Your Homeowner's Insurance Agent

    If you're like many homeowners, you spoke with your homeowner's insurance agent when you bought your house, and you might call to make policy payments but probably don't talk with them much beyond that. What you may not realize, though, is that there are some instances when you should reach out to your homeowner's insurance agent about your policy. Here are a few of the key times when you should call your homeowner's insurance agent.

  • Finding Cheap Auto Insurance: 3 Tips That Can Help

    Not only does the law require you to purchase auto insurance, but maintaining this type of insurance company can also play a role in protecting your financial security if you are ever involved in a serious car accident. Unfortunately, you may also find it difficult to keep up with your monthly insurance premiums if you have yet to master the art of securing cheap auto insurance. Thankfully, the three tips below can help you easily master this skill and begin enjoying lower insurance rates right away.

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understanding your insurance policy

You keep a copy of your insurance policy in your file drawer, but do you know how to read and understand the policy? Having an insurance policy will protect you from losses, but it won't protect you from all losses. To get a better understanding of what your policy will and will not cover, read through this blog. You will learn about all different types of insurance policies and learn the terminology used in the documents that you have read. Hopefully, by the time you have read through the content here, you will know exactly where your insurance policies are lacking so you can make changes.