As a shop owner, having your store robbed is sure to be one of your biggest nightmares. You hope that it never happens to you, but in reality, about 9% of small businesses dealt with theft or burglary in 2016. When you show up one morning to find your windows broken and your cash or merchandise missing, this reality sets in quickly. In your state of surprise and worry, you may not know what to do first.
If you are looking to obtain auto insurance, you will be asked what make and model of vehicle you own. Many people believe the reason they are asked this is so that the insurance company can determine the value of the car and base auto insurance rates on the car's value. However, the type of car you drive, rather than just the value of the car, also has a direct effect on the price you are quoted for an auto insurance policy.
If you are a homeowner who is really looking to keep your house intact and protect it from damage, you'll need to keep a few policies and practices in mind. Doing things like maintaining your homeowner's insurance, keeping tabs on maintenance, and getting professionals involved who can help you will go a long way toward getting the most out of your property values. With this in mind, read on and put the following tips to use in order to get all that you can out of your home ownership.
If you work from home, you may be wondering how that affects your homeowner's insurance or if your homeowner's insurance provides any coverage for your business. Here's what you need to know. 1. Theft, Fire, and Many Acts of Nature In most cases, homeowner's insurance covers theft, fires, windstorms, hail, and lightning. Your business is part of your home, and if your house catches on fire, your homeowner's policy typically covers the cost of repairs for all of your home including your work space in the home.
If you are planning a long road trip, it's important that you are prepared for the unexpected. As Murphy's Law suggests, the worst things happen at the worst possible times—and this can seem compounded when you are miles away from home. Here are a few ways you can be prepared so you can expect the unexpected on a long road trip. Insurance Coverage Obviously, you'll want to be sure that your insurance coverage is enough to meet the legal requirements of your state.
You keep a copy of your insurance policy in your file drawer, but do you know how to read and understand the policy? Having an insurance policy will protect you from losses, but it won't protect you from all losses. To get a better understanding of what your policy will and will not cover, read through this blog. You will learn about all different types of insurance policies and learn the terminology used in the documents that you have read. Hopefully, by the time you have read through the content here, you will know exactly where your insurance policies are lacking so you can make changes.